03

Welcome from our Executive Director

Welcome from our Board Chair

04

A year like no other

How we spent money, an overview

Value for money

05

Meeting your housing needs

Repairing, maintaining and improving homes

Safety in your home

Adaptations

Making empty homes available

Collecting rent

Providing new homes

06

Supporting independence and wellbeing, and helping communities to flourish

Money advice

Tackling antisocial behaviour

Community Investment

07

Ensuring our business is well run, responsible and financially secure

Our structure

Our standards

Be involved

Complaints

Climate change